Schemes that run themselves.
Monthly installment tracking, WhatsApp receipts on each payment, maturity alerts when accounts are ready to redeem.
Everything this module can do
Flexible Enrollment
Fixed ₹/month, gram-based, or flexible deposits. Set per customer.
Auto Installments
Monthly schedule. Payment reminders sent before due date.
WhatsApp Receipts
Every installment payment generates an instant WhatsApp receipt.
Maturity Alerts
Mature accounts auto-listed. One click to redeem into sale or refund.
Gram-Based Schemes
Track accrual in grams with optional rate-lock at enrollment.
Bonus Installments
Add bonus month as per 11+1 or 12+1 style schemes — automatic.
Missed Installment
Flags auto-raised, reminders sent, grace period configurable.
Redemption to Sale
Convert matured balance directly into billing cart with one click.
How it actually works
Enrollment
Customer signs up for a scheme — 11+1, 12+1, or custom. Terms recorded.
Monthly payment
Installment received — system generates receipt and sends via WhatsApp.
Maturity
Account matures. Maturity bonus calculated. Listed on dashboard.
Redemption
Customer buys jewellery — matured amount applied as credit in cart.